The *99# service brings banking services to everyone across the country. It is offered by 83 leading banks and 4 telecom service providers and can be accessed in 13 different languages including Hindi and English.
Google Pay, Paytm, PhonePe, or any other UPI payment service, and your Internet connection stops working. *99#, a USSD (Unstructured Supplementary Service Data) based mobile banking service, can be used even without an internet connection. It lets you request and sends money, changes your UPI PIN, and even checks your account balance without an internet connection.
Here's how you can set it up and make offline UPI payments.
Set up offline UPI payments
- Dial *99# on your smartphone or feature phone. But, make sure you are using the same phone number to make this call that has been linked to your bank account otherwise this service won't work.
- Then, choose your desired language and enter your bank name.
- You will be shown a list of bank accounts that are linked to your number, so choose the one that you want to use by pressing the correct option.
- Now, enter the last 6 digits of your debit card alongside the expiry date.
- Once you have successfully set it up.
Make offline UPI payments Dial
- *99# on your phone and enter 1 to send money.
- Choose your desired option and enter the UPI ID/ phone number/ bank account number of the person you want to send money to.
- Then, enter the amount and your UPI PIN.
- Once done, your payment will be successfully made, and you will be charged a maximum of Rs. 0.50 per transaction for using the *99# service.
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